Request for Mortgage Assistance or Loan Modification
Definition ~ A Request for Mortgage Assistance (RMA) or Loan Modification is when your lender makes a change to your existing mortgage.
The modification strategy, if you qualify, will work to keep you in your home with a more affordable monthly payment
Why you should ACT NOW?
On March 4th 2009 the United States Treasury Department introduced guidelines for the Home Affordable Modification Program*
*(aka: HAMP or “The Obama Plan”).
- $50 BILLION was made available for HAMP. Less than 3% has been used.
- The expiration date for HAMP is 12/31/2012. The approval process takes months to complete.
Why use FPA?
A successful loan modification negotiated by an experienced Attorney can stop a foreclosure in it’s tracks and also reduce your monthly payments.
- Less than 2% of applicants who applied on their own have been approved.
- We have a 90% + success rate because we pre-qualify all applicants prior to submission.
Foreclosure Defense
Are you in foreclosure? It is time to find out if the bank has the right to actually foreclose on your home.
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Know Your OPTIONS
As lenders face mounting foreclosures, they are more willing to negotiate with borrowers not yet delinquent
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Apply Now
Our experience and ties in the industry helps us negotiate with lenders
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